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Friday, 29 November 2024

116. ARE RULES MADE TO BE FOLLOWED? Jack’s Undergraduate Empowerment - Empowering Undergraduates - Jack’s Empowerment - Ire kabiti

116. ARE RULES MADE TO BE FOLLOWED?

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Rules can feel constrictive, particularly when you are trying to become independent in college. However, regulations are in place for a purpose: they provide order, guarantee justice, and establish structure. You can handle them more skilfully if you know why they exist.

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Academic regulations such as attendance policies and submission deadlines may appear inconvenient. Nonetheless, they teach you time management and discipline, which are important abilities for success in any industry. While adhering to rules in group projects guarantees equity, meeting deadlines demonstrates respect for your work and other people’s time.

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Socially, campus regulations support the upkeep of a secure and welcoming atmosphere. The goal of rules and policies pertaining to harassment, drug usage, and noise levels is to safeguard everyone’s wellbeing, not only to maintain order. By following these guidelines, you help create a community in which everyone can prosper.

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Nevertheless, it is crucial to challenge rules that seem unjust or antiquated. Critical thinking is encouraged at college, and questioning accepted wisdom can result in constructive change. Approach a rule politely if it seems irrational; participate in conversations, raise your concerns, or join student organisations that are pushing for reform.

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In the end, regulations are not meant to be blindly followed. They serve as rules to guide you while you develop. When they have a clear aim, follow them, but do not be afraid to ask intelligent questions. Making the most of your college experience requires striking a balance between autonomous thought and obedience to the rules.

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115. CAN FINANCIAL LITERACY BE OF ANY VALUE? Jack’s Undergraduate Empowerment - Empowering Undergraduates - Jack’s Empowerment

115. CAN FINANCIAL LITERACY BE OF ANY VALUE?

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Being financially literate can have a big impact on your time in college and beyond. However, a lot of graduates lack the skills necessary to properly handle their finances. Gaining financial stability can be accelerated by knowing the fundamentals of personal finance.

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Learn how to create a budget first. Keep track of your earnings from scholarships, allowances, and part-time work, as well as your outlays. This enables you to track your expenditure and prevent overspending. Budgeting may be made simple using spreadsheets or apps. By following a budget, you can save money for unforeseen expenses while still having enough for essentials like food, rent, and books.

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Another essential component of financial literacy is saving. Over time, even little sums saved consistently can add up. Create an emergency fund by opening a savings account or using savings apps. When faced with unforeseen costs, including unexpected medical expenditures or urgent travel requirements, this fund can be a lifesaver.

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Understanding debt is also important. Be aware of the interest rates and terms of payments if you have student loans. Spend no more than you can afford to pay back on your credit card to avoid needless debt. By borrowing wisely, you can avoid having too many debts after graduation.

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Finally, consider the future. Learn about retirement savings, investments, and other financial instruments. Even though it might seem early, the habits you form now will help you later. Being financially literate is essential for prospering in the years to come, not simply for getting through college.

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And if you are of the Islamic faith, endeavour to find interest-free alternatives to the above, as participating in usury, directly or indirectly, is forbidden.